Sample report with illustrative data
1200 Example Ridge Dr
Killeen, TX 76542
Bottom line
Nothing here is likely to change a lease decision.
Check before you sign
- High severity: Tornado risk is relatively high for this tract
→ Find the nearest public storm shelter or safe room · Bell County emergency management
- Moderate severity: Mapped flood zone: X (minimal risk), 380 ft from Zone AE
→ Ask whether the garage, yard, or street has ever flooded · Landlord or seller
- Moderate severity: Hail risk is relatively moderate
→ Confirm the roof’s age and any hail claims · Home inspector
- Moderate severity: Highway: 0.4 mi
Also verify
- Get a flood insurance quote even though it is optional · Insurance agent
- Look at recent incidents on the department’s own crime map · Killeen Police Department
For you
- Housing allowance
- $1,620/mo vs. typical rent $1,410
- Commute
- 12-20 min to Fort Cavazos (estimate from distance)
- 1high
- 4moderate
- 6low
- 18informational
Tailored for: renting · commute to Fort Cavazos · E-5 with dependents · schools
How to read this report
- Each section’s status comes from its most serious finding. Safety shows counts only.
- Comparison lines start at 0. The blue number is this address; gray ticks mark the state and US medians, or the official rates for crime. A higher value means more risk.
- Distances are straight-line. Driving distances will be longer.
- Confidence shows how well the data pins down this exact address, from one bar to three.
Environmental factors and risks, back to overviewLook closer
Severe storms are the main natural hazard. Flood, earthquake, and wildfire risk are low at this point.
Tornado risk is relatively high for this tract
FEMA rates tornado risk here as Relatively High. Since 1950, 14 tornado touchdowns were recorded within about 9 miles, the strongest an EF3 in 1989.
Overall natural hazard risk71.3 score (0–100)
This address 71.3 score (0–100); state median 55.2; US median 50
Higher than 68% of census tracts in the state · 71.5% in the US · FEMA National Risk Index v1.20 (not endorsed by FEMA), data as of Dec 2025
Severity: high. High confidenceNOAA Storm Prediction Center tornado database, data as of Dec 2025
Mapped flood zone: X (minimal risk), 380 ft from Zone AE
The address itself is outside the 1% annual-chance floodplain, but a high-risk zone along Nolan Creek is close. Flood insurance is optional here and usually inexpensive.
Flood insurance claims3 claims since 2000
This address 3 claims since 2000; state median 1; US median 0
Higher than 72% of census tracts in the state · 81% in the US · Counts claims anywhere in this census tract, not at this address. · OpenFEMA NFIP redacted claims and policies, data as of Sep 2026
Severity: moderate. Moderate confidenceFEMA National Flood Hazard Layer (Esri USA Flood Hazard Areas), data as of Mar 2026
Hail risk is relatively moderate
Hailstorms are common across Central Texas. Ask whether the roof has been replaced after a claim.
Severity: moderate. High confidenceFEMA National Risk Index v1.20 (not endorsed by FEMA), data as of Dec 2025
Severity: low. Hurricane remnants pass within 50 miles every few years. Since 1980, 9 tropical systems passed within 50 miles, all as tropical storms or depressions. Expect heavy rain rather than damaging wind. NOAA IBTrACS v04r01, data as of Oct 2026
Severity: informational. Earthquake risk is very low. No earthquakes of magnitude 3.5 or greater were recorded within 50 km since 1970. USGS ComCat earthquake catalog, data as of Oct 2026
Severity: low. High wildfire hazard land 1.9 mi away. The US Forest Service rates the potential for intense, hard-to-control wildfire on a 270 m grid from fuels, terrain, weather and fire history. The nearest land rated high or very high is 1.9 mi away, and under 1% of the land within 3.0 mi is rated high or very high. Developed lots are rated non-burnable, so the surrounding land is the better clue. This is long-term hazard, not a forecast, and it ignores the home's construction and defensible space. USDA Forest Service Wildfire Hazard Potential, 2023 version, data as of Dec 2023
Severity: informational. No Superfund sites within 3 miles. The nearest National Priorities List site is 21 miles away. EPA Superfund National Priorities List, data as of Sep 2026
Severity: informational. Ground elevation about 812 ft. The ground here sits about 14 ft above the nearest mapped base flood elevation, which lowers the chance that floodwater reaches the house. USGS 3D Elevation Program (Elevation Point Query Service)
Severity: low. Nolan Creek is 0.3 mi away. The nearest mapped stream is a short walk away. Heavy rain can push it over its banks quickly. USGS National Hydrography Dataset
Severity: informational. No health-based water violations in 10 years. Example City Water System (TX0000000) has no violations on record that began since 2016. EPA Safe Drinking Water Information System
Climate, back to overview
Monthly averages for 1991-2020 from the Killeen weather station, 2.4 mi from the address. Sunlight and cloud cover are 2001-2025 satellite averages for this area.
Yearly: 34.8 in precipitation · 4.8 peak sun hours a day · 48% cloud cover
Show as a table
| Month | Low °F | High °F | Precip in | Snow in | Sun kWh/m² | Cloud % |
|---|---|---|---|---|---|---|
| Jan | 36 | 60 | 2.5 | 0.0 | 3.0 | 51 |
| Feb | 40 | 63 | 2.2 | 0.0 | 3.5 | 57 |
| Mar | 47 | 70 | 3.3 | 0.0 | 4.5 | 56 |
| Apr | 54 | 77 | 2.1 | 0.0 | 5.5 | 54 |
| May | 63 | 84 | 4.7 | 0.0 | 5.9 | 57 |
| Jun | 70 | 92 | 3.2 | 0.0 | 6.8 | 42 |
| Jul | 72 | 96 | 2.7 | 0.0 | 6.8 | 40 |
| Aug | 73 | 97 | 1.6 | 0.0 | 6.3 | 38 |
| Sep | 67 | 90 | 3.9 | 0.0 | 5.2 | 41 |
| Oct | 56 | 80 | 3.4 | 0.0 | 4.2 | 40 |
| Nov | 46 | 69 | 2.7 | 0.0 | 3.2 | 46 |
| Dec | 38 | 60 | 2.4 | 0.0 | 2.7 | 52 |
Killeen station, 2.4 mi away, 815 ft elevation. Temperatures and precipitation are 1991-2020 averages; sunlight is the energy reaching a flat surface each day, a satellite average, as is cloud cover.
Severity: informational. USDA plant hardiness zone 8b. The coldest night of the year here averages 15°F to 20°F, based on 1991-2020 temperatures. Gardeners use this zone to choose perennials, shrubs and trees likely to survive the winter. USDA Plant Hardiness Zone Map, 2023 (USDA-ARS and Oregon State University), data as of Dec 2020
Severity: informational. Highs near 97°F in August, lows near 36°F in January. Average daily highs reach 97°F in August and average lows fall to 36°F in January. 3 months have an average high of 90°F or more. No month has an average low at or below freezing. NOAA NCEI US Climate Normals 1991-2020, data as of Dec 2020
Severity: informational. About 35 inches of precipitation a year. Rain and melted snow add up to about 35 inches a year. May is the wettest month (4.7 in) and August the driest (1.6 in). NOAA NCEI US Climate Normals 1991-2020, data as of Dec 2020
Severity: informational. Snow is rare. Measurable snow falls in almost no year. NOAA NCEI US Climate Normals 1991-2020, data as of Dec 2020
Severity: informational. About 4.8 peak sun hours a day. Sunlight delivers an average of 4.8 kWh per square meter a day on a flat surface, from 2.7 in December to 6.8 in July. Solar installers call this peak sun hours: a 6 kW rooftop array here would make roughly 7,900 kWh a year after typical system losses. NASA POWER satellite cloud cover and solar energy, 2001-2025 average, data as of Dec 2025
Severity: informational. Skies are about 48% cloud-covered on average. Satellites measured 48% average cloud cover, from 38% in August to 57% in February. Lower is sunnier. NASA POWER satellite cloud cover and solar energy, 2001-2025 average, data as of Dec 2025
Safety, back to overview3 findings
Reported crime rates for the Killeen Police Department, compared with Texas and the US. Rates describe the whole city, not this street.
Violent crime: 712 per 100,000 residents (2025)
Higher than the Texas rate of 410 and the national rate of 364. City-wide rates hide large differences between neighborhoods, so talk to neighbors and check the department’s own maps.
Violent crime712 per 100,000 residents
This address 712 per 100,000 residents; state official rate 410; US official rate 364
Higher than 84% of police agencies serving 10,000+ residents in the state · 86.2% in the US · The rate covers all of Killeen, not this street.
Severity: moderate. Moderate confidenceFBI Crime Data Explorer, data as of Dec 2025
Severity: low. Property crime: 2,240 per 100,000 residents (2025). Close to the Texas rate of 2,180 and above the national rate of 1,760. FBI Crime Data Explorer, data as of Dec 2025
Severity: low. Fire station 1.2 miles away. Killeen Fire Station 7 is the closest station by straight-line distance. OpenStreetMap contributors (Geofabrik extract), data as of Oct 2026
Noise and nuisances, back to overviewAsk about
A major highway is close enough to hear. Rail and industrial sites are farther away.
Highway: 0.4 mi
US 190 is 0.4 mi away in a straight line. It carries about 68,000 vehicles a day. Traffic noise carries farther at night; visit after dark.
Severity: moderate. Moderate confidenceBTS National Transportation Atlas Database, data as of Jun 2026
Severity: informational. Rail line: 1.6 mi. A freight line is 1.6 mi away in a straight line. Horns are usually faint at this distance. BTS National Transportation Atlas Database, data as of Jun 2026
Housing costs, back to overviewNothing notable
Your housing allowance covers typical rent for a two-bedroom home here.
Severity: informational. Your BAH: $1,620/month. 2026 BAH for an E-5 with dependents in this housing area is $1,620 a month. That is $210 more than HUD’s Fair Market Rent for a 2-bedroom home here ($1,410). Defense Travel Management Office BAH rates, data as of Jan 2026
Severity: informational. Typical 2-bedroom rent: $1,410. HUD’s Fair Market Rent for a 2-bedroom home in this ZIP is $1,410 a month, including utilities. HUD Fair Market Rents, data as of Oct 2025
Severity: informational. Median flood insurance premium: $520/year. Federal flood insurance policies in force in ZIP 76542: 1,180. Their median yearly premium was $520. Renters can buy contents-only flood coverage, which usually costs less. OpenFEMA NFIP redacted claims and policies, data as of Sep 2026
Schools, back to overviewNothing notable
The address is in Killeen ISD. Assigned schools can change; confirm with the district.
Severity: informational. School district: Killeen Independent School District. Attendance zones are set by the district. Use its school finder to confirm which schools serve this address. NCES Education Demographic and Geographic Estimates, data as of Jun 2025
Severity: informational. Nearest public elementary school: 0.6 mi. Saegert Elementary (grades K–5) is 0.6 mi away in a straight line and in the same district. NCES Education Demographic and Geographic Estimates, data as of Jun 2025
Community, back to overview
Who represents the address in the US House, from the House Clerk, and what the city is known for, from its Wikipedia article. Wikipedia is written by volunteers; treat it as background.
Population
- Census tract
- 5,870 people · 3,413 people per square mile · Higher than 78% of tracts in Texas · 2020-2024 estimates
- City · Killeen city
- 153,095 people · 2,803 people per square mile · 54.6 sq mi of land
- State · Texas
- 30,188,424 people · 116 people per square mile · US: 94 per sq mi
Severity: informational. US House: Rep. Jane Example (Independent), Texas's 11th district. Jane Example represents this address in the 119th Congress. Office: 100 Rayburn House Office Building, (202) 225-0000. New district lines put this address in Texas's 31st district from January 3, 2027; the member is chosen in the November 3, 2026 election. Office of the Clerk, US House of Representatives
Severity: informational. Economy. Fort Cavazos, one of the largest US Army installations, sits next to the city and is the area’s largest employer. Health care, retail and schools make up much of the rest of the local economy. Wikipedia: Killeen, Texas
Convenience to facilities and services, back to overviewMinor items
Daily errands are a short drive. The nearest full hospital is about 4 miles away.
Some data for this section wasn’t available for this address.
| Service | Nearest | Distance | In radius |
|---|---|---|---|
| HospitalSeton Medical Center Harker Heights | Seton Medical Center Harker Heights | 4.1 mi | 0 |
| PharmacyH-E-B Pharmacy | H-E-B Pharmacy | 0.9 mi | 6 |
| Veterinary clinicStan Schlueter Animal Clinic | Stan Schlueter Animal Clinic | 1.3 mi | 3 |
| Grocery storeH-E-B | H-E-B | 0.9 mi | 5 |
| DentistSample Family Dentistry | Sample Family Dentistry | 0.7 mi | 9 |
| Shopping mallKilleen Mall | Killeen Mall | 3.7 mi | 0 |
| SchoolSaegert Elementary | Saegert Elementary | 0.6 mi | 11 |
| ParkLong Branch Park | Long Branch Park | 0.8 mi | 7 |
| AirportKilleen Regional Airport | Killeen Regional Airport | 6 mi | 0 |
| Police stationKilleen Police Department | Killeen Police Department | 3.8 mi | 0 |
| GymNone found | None found nearby | — | 0 |
Severity: informational. Commute estimate: about 12-20 min. Clarke Road Gate, the nearest named gate of Fort Cavazos, is 5.1 mi away in a straight line, so roughly 6-8 mi by road and 12-20 minutes by car. This is an estimate from distance, not a route; drive it at rush hour before you decide. DoD Military Installations, Ranges, and Training Areas, data as of Sep 2025
Severity: low. Killeen Regional Airport is 6 miles away. Commercial flights to Dallas and Houston. Austin-Bergstrom is about 65 miles south. OurAirports, data as of Oct 2026
History of the community, back to overview
A railroad town that grew up around the Army post next door.
Killeen was founded in 1881 when the Gulf, Colorado and Santa Fe Railway laid track through Bell County, and for its first half-century it was a small farming and shipping town for cotton and cattle.
The town changed for good in 1942, when the Army opened Camp Hood next door. Most of the housing south of the city center, including this area, was built from the 1980s onward as the post expanded.
Summarized from Wikipedia: Killeen, Texas.
Sources
- FEMA National Risk Index v1.20 (not endorsed by FEMA), data as of Dec 2025, retrieved Oct 12, 2026
- FEMA National Flood Hazard Layer (Esri USA Flood Hazard Areas), data as of Mar 2026, retrieved Oct 18, 2026
- NOAA NCEI US Climate Normals 1991-2020, data as of Dec 2020, retrieved Nov 3, 2026
- NASA POWER satellite cloud cover and solar energy, 2001-2025 average, data as of Dec 2025, retrieved Nov 3, 2026
- NOAA Storm Prediction Center tornado database, data as of Dec 2025, retrieved Oct 1, 2026
- NOAA IBTrACS v04r01, data as of Oct 2026, retrieved Oct 15, 2026
- USGS ComCat earthquake catalog, data as of Oct 2026, retrieved Oct 17, 2026
- EPA Superfund National Priorities List, data as of Sep 2026, retrieved Oct 5, 2026
- USGS 3D Elevation Program (Elevation Point Query Service), retrieved Oct 18, 2026
- USGS National Hydrography Dataset, retrieved Oct 18, 2026
- EPA Safe Drinking Water Information System, retrieved Oct 18, 2026
- EPA Fused Air Quality Surface (Downscaler), via CDC, data as of Dec 2025, retrieved Oct 6, 2026
- FBI Crime Data Explorer, data as of Dec 2025, retrieved Oct 3, 2026
- BTS National Transportation Atlas Database, data as of Jun 2026, retrieved Oct 2, 2026
- Defense Travel Management Office BAH rates, data as of Jan 2026, retrieved Oct 1, 2026
- HUD Fair Market Rents, data as of Oct 2025, retrieved Oct 1, 2026
- OpenFEMA NFIP redacted claims and policies, data as of Sep 2026, retrieved Oct 4, 2026
- NCES Education Demographic and Geographic Estimates, data as of Jun 2025, retrieved Oct 1, 2026
- DoD Military Installations, Ranges, and Training Areas, data as of Sep 2025, retrieved Oct 1, 2026
- OpenStreetMap contributors (Geofabrik extract), data as of Oct 2026, retrieved Oct 1, 2026
- OurAirports, data as of Oct 2026, retrieved Oct 16, 2026
- US Census Bureau American Community Survey and Gazetteer Files, data as of Dec 2024, retrieved Oct 23, 2026
- Office of the Clerk, US House of Representatives, retrieved Oct 23, 2026
- Wikipedia: Killeen, Texas, retrieved Oct 18, 2026
Prepared October 18, 2026 for the area within 3 mi of 31.0712, -97.7316
Location matched to the US Census address file.
This report is informational and built from public data that may be incomplete or out of date. It is not professional, legal, insurance, or inspection advice. Verify anything that matters to your decision. FEMA National Risk Index data is used under FEMA’s terms and is not endorsed by FEMA.